Junk mail. A Bigger Problem than Spam

Excellent observation! So much technology in our hands, and we are still getting piles and piles of paper junk mail. The only thing I can think of is to write “address correction request” in the envelop, so the post office can return it to the sender. There must be an organization where you can write and complain, but who knows who they are. Please, somebody help!!!

Most junk mail I receive comes from Wilmington Delaware, the capital of credit card junk mail advertising.

Wilmington has become a national financial center for the credit card industry, largely due to regulations enacted by former governor Pierre S. du Pont, IV in 1981. The Financial Center Development Act of 1981 eliminated the usury laws enacted by most states, thereby removing the cap on interest rates that banks may legally charge customers. Many major credit card issuers, including MBNA Corporation, Chase Card Services (part of JP Morgan Chase & Co., formerly Bank One/First USA), and Juniper Bank, are headquartered in Wilmington. Many banks as well are “officially” headquartered in Wilmington, but operate out of other cities. The Dutch banking giant ING Groep N.V. headquartered its U.S. internet banking unit, ING Direct, in Wilmington. In 1988, the Delaware legislature enacted a law which required a would-be acquirer to capture 85 percent of a Delaware chartered corporation’s stock in a single transaction or wait three years before proceeding. This law strengthened Delaware’s position as a safe haven for corporate charters during an especially turbulent time filled with hostile takeovers.

Wilmington’s other notable industries include insurance (American Life Insurance Company [ALICO], Blue Cross and Blue Shield of Delaware), retail banking (including the Delaware headquarters of: Wilmington Trust Company, PNC Bank, Wachovia Bank, J.P. Morgan Chase & Co., HSBC, Citizens Bank, Wilmington Savings Fund Society, Artisans’ Bank), and legal services.

Here’s a thought, why not put their junk mail into their prepaid envelope and send it back to the sender. (With out a return address)

I know it won’t stop them from sending junk mail but at least they will get the idea that junk mail is annoying and if enough of us do it – it will take a chunk of change out of their advertising budget.